Key Benefits

1

Cover both accidents and illnesses, including medical expenses for common diseases such as cardiovascular, diabetes, cancer

2

Flexible hospital cash allowance benefit, unlimited hospitalisation days, and companion bed benefits

3

Family members are taken a better care with annual check-up, vaccination, dental and optical benefits

4

Practical maternity care for families

5

Enjoy international medical services with treatments in Vietnam and overseas

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Package offering

Moving Family - Program 1

Insurance limit up to 150 million VND 

Cancer treatment limit up to 50 million VND 

Benefits of treatment in the emergency department 

Benefits of a home nurse

Peace of mind Family - Program 3

Insurance limit up to 500 million VND 

Cancer treatment limit up to 250 million VND 

Benefits of treatment in the emergency department 

Benefits of a home nurse 

Vaccination benefits

Strong Family Package - Program 5

Insurance limit up to 1.5 billion VND 

Cancer treatment limit up to 1.5 billion VND 

Organ transplant limit up to 1.5 billion VND 

Examination and treatment in Vietnam and overseas 

Benefits of treatment in the emergency department 

Benefits of a home nurse 

Extended benefits include routine health exams, immunisations and vision

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We have got your needs covered

Compare our plans in details, you'll definitely find something that suits you

Hospitalisation Services (Unit: VND) Plan F1 Plan F2 Plan F3 Plan F4 Plan F5
Hospitalisation Services
Hospitalisation Services (Unit: VND) Plan F1 Plan F2 Plan F3 Plan F4 Plan F5
Hospital Services Overall Annual Limit 150.000.000 250.000.000 500.000.000 1.000.000.000 1.500.000.000
Hospital Services - per policy year
  • Surgeon's fee
  • Anesthetist's fee
  • Other hospital charges

25.000.000
10.000.000
Fully covered

50.000.000
25.000.000
Fully covered

100.000.000
50.000.000
Fully covered

Fully covered
Fully covered
Fully covered

Fully covered
Fully covered
Fully covered
Hospital Services - per day
  • Room & Board (Standard Private Room)
  • Intensive Care Unit
  • Companion Bed (accompany a dependent child below the age of 18, maximum 10 days per policy year)

1.000.000
3.000.000
Not applicable

2.000.000
6.000.000
Not applicable

3.000.000
9.000.000
Not applicable

4.000.000
12.000.000
1.000.000

5.000.000
15.000.000
Not applicable
Oncology Treatment 
Treatment given for cancer received as an In-patient or Day-patient at the Hospital 
Maximum per policy year
50.000.000 125.000.000 250.000.000 500.000.000 Fully covered
Day Case Treatment 
Admitted to a hospital bed but does not stay overnight, including outpatient surgery
Fully covered Fully covered Fully covered Fully covered Fully covered
Local Ambulance Services 
The medically necessary road ambulance transportation services to and from a local Hospital
Fully covered Fully covered Fully covered Fully covered Fully covered
Organ transplant 
In respect of kidney, heart, liver and bone marrow transplants 
Maximum per Sickness or Injury
Not applicable Not applicable Not applicable 500.000.000 Fully covered
Pre and Post Hospitalisation Treatment
  • Outpatient expenses incurred before admission & following discharge (Maximum per hospitalisation)
  • Pre-hospitalisation Treatment (per policy year; maximum consecutive 30 days prior to hospital admission)
  • Post-hospitalisation Treatment (per policy year; maximum consecutive 90 days from the day of discharge)

6.000.000

3.000.000

3.000.000

8.000.000

4.000.000

4.000.000

10.000.000

5.000.000

5.000.000

20.000.000

10.000.000

10.000.000

30.000.000

15.000.000

15.000.000
Emergency Ward Treatment 
Services performed in a Hospital casualty ward or emergency room for a period of not more than 24 hours
5.000.000 10.000.000 15.000.000 Fully covered Fully covered
Nursing at Home 
Maximum 182 days per policy year
6.000.000 8.000.000  Not applicable 50.000.000 100.000.000
Emergency Dental Treatment 
Immediately following an accident and the teeth repaired must have been sound and natural (Maximum per policy year)
Not applicable Not applicable Not applicable 50.000.000 100.000.000
Public Hospital Cash 
Applicable to all inpatient treatments in public hospitals in Vietnam (Per day; maximum 30 days per policy year)
100.000 200.000 300.000 500.000 1.000.000
Emergency Medical Evacuation/Repatriation Not applicable Not applicable Not applicable Fully covered Fully covered
Repatriation of Mortal Remains Not applicable Not applicable Not applicable Fully covered Fully covered
Final Tribute Cost 500.000 1.000.000 2.000.000 3.000.000 5.000.000
Medical/Legal information and assistance 24-hour access 24-hour access 24-hour access 24-hour access 24-hour access

Optional Coverage

Optional Coverage Outpatient F1 Outpatient F2 Outpatient F3 Outpatient F4 Outpatient F5
Medical Services
Optional Coverage Outpatient F1 Outpatient F2 Outpatient F3 Outpatient F4 Outpatient F5
Outpatient Annual Overall Limit 10.000.000 15.000.000 20.000.000 35.000.000 100.000.000
General Outpatient Services Fully covered Fully covered Fully covered Fully covered Fully covered
Specialist Outpatient Services
(Limit per visit)
1.000.000 2.000.000 3.000.000 Fully covered Fully covered
Laboratory and x-ray Services
(upon referral)
1.000.000 2.000.000 3.000.000 Fully covered Fully covered
Prescribed Drugs
(upon referral)
Fully covered Fully covered Fully covered Fully covered Fully covered
Chinese Herbalist, Bonesetter & Acupuncture
(Limit per visit, maximum 10 visits per policy year)
250.000 350.000 450.000 750.000 1.250.000
Physiotherapy and Chiropractor Treatment (upon referral)
(Limit per visit, maximum 15 visits per policy year)
250.000 350.000 450.000 750.000 1.250.000
Annual Medical Examination/Work Permit Medical Check-up
Maximum per policy year
Not applicable Not applicable Not applicable Not applicable Not applicable
Annual Vaccination
(Maximum per policy year)
500.000 500.000 500.000 1.250.000 1.250.000
Optical Care
Eye check-up (Once per year, maximum per policy year) and a pair of glasses or contact lenses (per policy year)
Not applicable Not applicable Not applicable 1.000.000 2.000.000
Dental Services1
Optional Coverage Outpatient F1 Outpatient F2 Outpatient F3 Outpatient F4 Outpatient F5
Dental Overall Annual Limit 10.000.000 10.000.000 10.000.000 10.000.000 10.000.000
Routine Oral Examination (including scaling & polishing)
(once per year, maximum per policy year)
2.000.000 2.000.000 2.000.000 2.000.000 2.000.000
Basic Dental Services
(Extraction, amalgam fillings, x-rays, periodontal scaling)
Fully covered Fully covered Fully covered Fully covered Fully covered
Major Dental Services 
Removal of impacted, buried or unerupted teeth, Root Canal Treatment, Removal of Solid Odonomes, Apicectomy 
Fully covered Fully covered Fully covered Fully covered Fully covered
Maternity Care2
Optional Coverage Outpatient F1 Outpatient F2 Outpatient F3 Outpatient F4 Outpatient F5
Maternity Overall Annual Limit 50.000.000 50.000.000 50.000.000 50.000.000 50.000.000
  • Pre-natal, postnatal services, cost of delivery including all hospital and professional fees arose due to miscarriage, pregnancy complications, medically required abortion and up to 30 days for new-born baby care (subject to 12 months waiting period3 and payout scheme as following)
    • First year limit
    • Second year limit
    • Third year limit
Fully covered Fully covered Fully covered Fully covered Fully covered
  • First year overall annual limit (from the first effective date of Maternity benefit)
  • Second year overall annual limit (from the first effective date of Maternity benefit)
  • Third year and thereafter overall annual limit (from the first effective date of Maternity benefit
0
25.000.000

50.000.000
0
25.000.000

50.000.000
0
25.000.000

​​​​​​​50.000.000
0
25.000.000

​​​​​​​50.000.000
0
25.000.000

​​​​​​​50.000.000

1 Available when applying together with optional outpatient and subject to 20% co-payment

2 Available when applying together with hospitalisation service

3 The waiting period for the Maternity benefit is 12 consecutive months starting from the first effective date of the Maternity benefit of Insured. Under any circumstances, the conception date of the Insured as confirmed by Obstetrician/Gynecologist shall be after the period of 12 consecutive months from the first effective date of the Insured’s Maternity benefit