Key Benefits

1

Medical examination and treatment in Vietnam or overseas

2

Full cover for surgical expenses, oncology treatment, local ambulance service, organ transplant and home nursing

3

No limit on hospital services or the number of hospitalisation days1

No limit on the number of doctor's visits or the cost of each doctor's visit

4

Free annual medical check-up and vaccination

5

No waiting period for special disease

HealthCare key benefits

Package offering

Plan H1 - Classic

Examination and treatments in Vietnam and overseas 

Insurance limit up to 2.2 billion VND 

Oncology treatment limit up to 2.2 billion VND 

Organ transplant benefit 

Annual checkup and vaccination benefit 

Plan H2 - Executive

Examination and treatments in Vietnam and overseas 

Insurance limit up to 6.6 billion VND 

Oncology treatment limit up to 6.6 billion VND 

Organ transplant benefit 

Annual checkup and vaccination benefit 

Emergency dental treatment limit up to 440 million VND 

Plan H3 - Premier

Examination and treatments in Vietnam and overseas 

Insurance limit up to 22 billion VND 

Oncology treatment limit up to 22 billion VND 

Organ transplant benefit 

Annual checkup and vaccination benefit 

Emergency dental treatment limit up to 1.1 billion VND 

Psychiatric treatment limit up to 220 million VND 

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We have got your needs covered

Compare our plans in details, you'll definitely find something that suits you

Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Hospital Services Overall Annual Limit
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Hospital Services Overall Annual Limit 2.200.000.000 6.600.000.000 22.000.000.000
All Hospital Services
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
All Hospital Services
Including surgeon fee, operation room, surgical appliance, investigations, nursing and hospital charges, etc
Fully covered Fully covered Fully covered
Room and Board – per day
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Room and Board – per day Standard Private Room up to 5.500.000 Standard Private Room up to 7.150.000 Standard Private Room
Intensive Care Unit – per day
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Intensive Care Unit – per day 16.500.000 16.500.000 Fully covered
Companion Bed – per day
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Companion Bed – per day
(accompanied dependent child below 18, maximum 10 days/year)
2.200.000 3.960.000 Fully covered
Oncology Treatment
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Oncology Treatment
Treatment given for cancer received as an In-patient or Day-patient at the Hospital (Maximum per policy year)
Fully covered Fully covered Fully covered
Day Case Treatment
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Day Case Treatment
Admitted to a Hospital bed but does not stay overnight (Maximum per policy year)
110.000.000 Fully covered Fully covered
Local Ambulance Services
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Local Ambulance Services
The medically necessary road ambulance transportation services to and from a local Hospital
Fully covered Fully covered Fully covered
Organ Transplant
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Organ Transplant
In respect of kidney, heart, liver and bone marrow transplants (Maximum per Sickness or Injury)
Fully covered Fully covered Fully covered
Pre and Post Hospitalisation Treatment
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Pre and Post Hospitalisation Treatment
Outpatient expenses incurred within 30 days before admission & 90 days following hospital discharge (Maximum per hospitalisation)
33.000.000 44.000.000 110.000.000
Emergency Ward Treatment
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Emergency Ward Treatment
Services performed in a Hospital casualty ward or emergency room for a period of not more than 24 hours
Fully covered Fully covered Fully covered
Nursing at Home
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Nursing at Home
Maximum 182 days per policy year
Fully covered Fully covered Fully covered
Psychiatric Treatment
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Psychiatric Treatment
For a maximum of 30 days hospitalisation per policy year after 24 months cover
Maximum per policy year
Not application Not application 220.000.000
Nursing at Home
Hospital Services Plan H1 -Classic Plan H2 - Executive Plan H3 - Premier
Nursing at Home
Incurred start date within 30 days from discharge up to 182 days per year
N.A. US$100 per day Fully covered
Emergency Dental Treatment
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Emergency Dental Treatment
Immediately following an accident and the teeth repaired must have been sound and natural
Maximum per policy year
220.000.000 440.000.000 1.100.000.000
AIDS/HIV
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
AIDS/HIV
occurring during the Period of Insurance of this Policy, including the subsequent renewal year(s) and manifests itself after five years of continuous coverage under the Policy from the first Effective Date
10% of Annual Overall Limit/lifetime 10% of Annual Overall Limit/lifetime 10% of Annual Overall Limit/lifetime
Emergency Medical Evacuation/Repatriation
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Emergency Medical Evacuation/Repatriation Fully covered Fully covered Fully covered
Repatriation of Mortal Remains
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Repatriation of Mortal Remains Fully covered Fully covered Fully covered
Medical/Legal information and assistance
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Medical/Legal information and assistance 24-hour access 24-hour access 24-hour access
Compassionate Visit
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Compassionate Visit 1 Economy Class Return Ticket 1 Economy Class Return Ticket 1 Economy Class Return Ticket
Return of Minor Child
Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Return of Minor Child 1 Economy Class One Way Ticket 1 Economy Class One Way Ticket 1 Economy Class One Way Ticket

Optional Coverage

Outpatient Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Outpatient Services
Outpatient Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Outpatient Annual Overall Limit: Plan H1 and H2 110.000.000 110.000.000 Fully covered inclusive in the Basic Cover Overall Limit
General Outpatient Services Fully covered Fully covered Fully covered
Specialist Services Fully covered Fully covered Fully covered
Laboratory and x-ray Services (upon referral) Fully covered Fully covered Fully covered
Prescribed Drugs (upon referral) Fully covered Fully covered Fully covered
Chinese Herbalist, Bonesetter & Acupuncture
(Limit per visit, maximum 10 visits per policy year)
990.000 per visit limit 990.000 per visit limit 990.000 per visit limit
Physiotherapy and Chiropractor Treatment (upon referral)
(Limit per visit, maximum 15 visits per policy year)
1.320.000 per visit limit 1.320.000 per visit limit 1.320.000 per visit limit
Hormone Replacement Therapy
Maximum per policy year
44.000.000 44.000.000 44.000.000
Annual Medical Examination/Vaccination/Work Permit Medical Check-up
Maximum per policy year
3.000.000 3.000.000 3.000.000
Dental Services2
  Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Dental Overall Annual Limit 33.000.000 33.000.000 33.000.000
Routine Oral Examination (including scaling & polishing)
(once per year, maximum per policy year)
2.200.000 2.200.000 2.200.000
Basic Dental Services
(Extraction, amalgam fillings, x-rays, periodontal scaling)
Fully covered Fully covered Fully covered
Major Dental Services After 9 months' insurance cover - Removal of impacted, buried or unerupted teeth, Root Canal Treatment, Removal of Solid Odonomes, Apicectomy After 12 months' insurance cover - Crown and Bridges, Dentures Fully covered Fully covered Fully covered

Available when applying together with optional outpatient 

Important Information

Area of coverage
  • Zone 1 (Z1): Worldwide subject to 44,000,000 VND deductibles for any Disability in USA and Canada
  • Zone 2 (Z2): Vietnam, China, Thailand, Singapore, Taiwan, South Korea, Japan, Malaysia, Indonesia and Philippines
  • Zone 3 (Z3): Worldwide
  • Zone 4 (Z4): Worldwide excluding USA and Canada
Eligibility Criteria

Insured persons:

  • Individuals
  • Families including wife/husband and children

 
Age of inception: 

  • New members: from 15 days up to 64 years old
  • Renewal members: maximum 74 years old
Important Note
  • The premium rates are effective from 15 Sept 2015 and are applicable to Occupation I and II and for standard risks
  • The summary in this brochure supports customers to evaluate the benefits of Liberty HealthCare insurance. Reasonable and customary charges will apply to any benefit payment
  • This insurance policy is only available to Vietnamese citizens and permanent residents in Vietnam, excluding citizens of countries under sanctions or embargoes by the United Nations, the United States of America, the European Union or the United Kingdom
  • This brochure is for reference only. For complete details of plan benefits, conditions, limitations, and exclusions, please refer to the policy schedule, wording and endorsement (if any), copies of which will be provided upon request