Key Benefits

1

Fire and special perils insurance

2

All property risks insurance

3

Business Interruption Insurance

Property & Business Interruption Insurance_side

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MAJOR INSURANCE OBJECTIVES OF PROPERTY INSURANCE:

  1. Office, factory
  2. Production machinery and equipment
  3. Goods in stock
  4. Real property
  5. Other properties
  6. Lost profits and expenses incurred due to business operations being affected by the loss of the insured property

 

MAIN INSURANCE BENEFITS:

1. Fire insurance and special risks:
    It helps protect your property from any loss or damage caused by various hazards such as:

  • Fire
  • Explode
  • Aircraft and other air vehicles or objects falling from them
  • Disruption, strike, workers closing the factory
  • Malicious actions
  • Earthquakes, volcanic eruptions
  • Thunderstorms, storms, floods
  • Water escaping from water tanks, water storage equipment or water pipes
  • Collision by motor vehicle or animal, direct damage arising from the collision
  • Leakage of water from an automatic sprinkler system

2. Insurance for all property risks

  • Covers any unforeseen unexpected physical loss/damage that is not covered by the rule/policy exclusion
  • Coverage is more comprehensive than Fire and Special Perils Insurance
  • Business interruption insurance

3. Business interruption insurance

  • Coverage for Lost Profits due to reduced sales and additional costs incurred when business is stopped or stopped following the loss of the insured property


GENERAL EXCLUSION OF POLICY:
1.    Wilful act of taking advantage of the Insured
2.    War
3.    Political risks
4.    Terror
5.    Radioactivity, nuclear weapons materials
6.    Risk of computer software, informatics
7.    Pets, crops, gold, silver, gems
8.    Boats, motor vehicles
9.    Unprotected outdoor property
10.  Mechanical and electrical failure of machinery and equipment
11.  Wear and tear from use