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 General Coverage Scope

1. To pay the amount for which the Insured is legally obligated to indemnify:
   • Bodily injury/personal injury
   • Property damage
   • third party arising from the Insured's business (public liability), or Product Defects/defects (product liability)
2. Legal costs (litigation) related to claims for compensation

Public Liability Insurance

• The Insurer shall pay to the Insured or on behalf of the Insured all amounts for which the Insured is legally liable for Personal Injury or Damage Property arising during the Insured Period due to an Incident related to the Insured's Business

Product Liability Insurance

• The Insurer shall pay to the Insured or on behalf of the Insured all amounts for which the Insured is legally liable for Personal Injury or Damage Property arising during the Insured Period caused by the Insured Products

Common Exclusions Of Liability Insurance Policy

1. Responsibilities under agreement/contract
2. Assets under the management and care of the Insured
3. Liability related to employee's illness and injury
4. Professional Responsibilities
5. Liability in relation to licensed motor vehicles, aircraft, vessels which the Insured owns, uses or works on)
6. Damage to the property itself as a result of the Insured's performance of work on it
7. Defamation and slander
8. Pollution
9. Types of business and special products