Key Benefits

1

Medical examination and treatment in Vietnam or overseas

2

Full cover for surgical expenses, oncology treatment, local ambulance service, organ transplant and home nursing

3

No limit on hospital services or the number of hospitalisation days; No limit on the number of doctor's visits or the cost of each doctor's visit

4

Free annual medical check-up & vaccination

5

No waiting period for special disease

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We have got your needs covered

Compare our plans in details, you'll definitely find something that suits you

Hospital Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Hospital Services 
Hospital Services

Plan H1 - Classic

Plan H2 - Executive

Plan H3 - Premier

Hospital Services Overall Annual Limit 2.200.000.000 6.600.000.000 22.000.000.000

All Hospital Services

Including surgeon fee, operation room, surgical appliance, investigations, nursing and hospital charges, etc

Fully covered Fully covered Fully covered
Room and Board – per day Standard Private Room up to 5.500.000 Standard Private Room up to 7.150.000 Standard Private Room
Intensive Care Unit – per day 16.500.000 16.500.000 Fully covered

Companion Bed – per day 

(accompanied dependent child below 18, maximum 10 days/year)

2.200.000 3.960.000 Fully covered

Oncology Treatment 

Treatment given for cancer received as an In-patient or Day-patient at the Hospital (Maximum per policy year)

Fully covered Fully covered Fully covered

Day Case Treatment 

Admitted to a Hospital bed but does not stay overnight (Maximum per policy year)

110.000.000 Fully covered Fully covered

Local Ambulance Services 

The medically necessary road ambulance transportation services to and from a local Hospital

Fully covered Fully covered Fully covered

Organ Transplant 

In respect of kidney, heart, liver and bone narrow transplants (Maximum per Sickness or Injury)

Fully covered Fully covered Fully covered

Pre and Post Hospitalisation Treatment 

Outpatient expenses incurred within 30 days before admission & 90 days following hospital discharge (Maximum per hospitalisation)

33.000.000 44.000.000 110.000.000

Emergency Ward Treatment 

Services performed in a Hospital casualty ward or emergency room for a period of not more than 24 hours

Fully covered Fully covered Fully covered

Nursing at Home 

Maximum 182 days per policy year

Fully covered Fully covered Fully covered

Psychiatric Treatment 

For a maximum of 30 days hospitalisation per policy year after 24 months cover 

Maximum per policy year

Not application Not application 220.000.000

Emergency Dental Treatment 

Immediately following an accident and the teeth repaired must have been sound and natural 

Maximum per policy year

220.000.000 440.000.000 1.100.000.000

AIDS/HIV 

occurring during the Period of Insurance of this Policy, including the subsequent renewal year(s) and manifests itself after five years of continuous coverage under the Policy from the first Effective Date

10% of Annual Overall Limit/lifetime 10% of Annual Overall Limit/lifetime 10% of Annual Overall Limit/lifetime
Emergency Medical Evacuation/Repatriation Fully covered Fully covered Fully covered
Repatriation of Mortal Remains Fully covered Fully covered Fully covered
Medical/Legal information and assistance 24-hour access 24-hour access  24-hour access
Compassionate Visit 1 Economy Class Return Ticket 1 Economy Class Return Ticket 1 Economy Class Return Ticket
Return of Minor Child 1 Economy Class One Way Ticket 1 Economy Class One Way Ticket 1 Economy Class One Way Ticket

Optional Coverage

Outpatient Services Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Outpatient Services 
Outpatient Services

Plan H1 - Classic

Plan H2 - Executive

Plan H3 - Premier

Outpatient Annual Overall Limit: Plan H1 and H2 110.000.000 110.000.000 Fully covered inclusive in the Basic Cover Overall Limit
General Outpatient Services Fully covered Fully covered Fully covered 
Specialist Outpatient Services Fully covered Fully covered Fully covered
Laboratory and x-ray Services (upon referral) Fully covered Fully covered Fully covered
Prescribed Drugs (upon referral) Fully covered Fully covered Fully covered

Chinese Herbalist, Bonesetter & Acupuncture 

(Limit per visit, maximum 10 visits per policy year)

990.000 per visit limit 990.000 per visit limit 990.000 per visit limit

Physiotherapy and Chiropractor Treatment (upon referral) 

(Limit per visit, maximum 15 visits per policy year)

1.320.000 per visit limit 1.320.000 per visit limit 1.320.000 per visit limit

Hormone Replacement Therapy 

Maximum per policy year

44.000.000 44.000.000 44.000.000

Annual Medical Examination/Vaccination/Work Permit Medical Check-up 

Maximum per policy year

3.000.000 3.000.000 3.000.000
Dental Services2
Dental Services2 Plan H1 - Classic Plan H1 - Classic Plan H2 - Executive Plan H3 - Premier
Dental Overall Annual Limit 33.000.000 33.000.000 33.000.000 33.000.000

Routine Oral Examination (including scaling & polishing) 

(once per year, maximum per policy year)

2.200.000 2.200.000 2.200.000 2.200.000

Basic Dental Services 

(Extraction, amalgam fillings, x-rays, periodontal scaling)

Fully covered Fully covered Fully covered Fully covered

Major Dental Services 

  • After 9 months’ insurance cover - Removal of impacted, buried or unerupted teeth, Root Canal Treatment, Removal of Solid Odonomes, Apicectomy 
  • After 12 months’ insurance cover - Crown and Bridges, Dentures
Fully covered Fully covered Fully covered Fully covered

2Available when applying together with optional outpatient 

Standard Outpatient deductible is VND550,000 per visit, which can be removed with a loading of 30%

Area of coverage: 

  • Zone 1 (Z1): Worldwide subject to VND44,000,000 deductible for any Disability in USA and Canada 
  • Zone 2 (Z2): Vietnam, China, Thailand, Singapore, Taiwan, South Korea, Japan, Malaysia, Indonesia and Philippines 
  • Zone 3 (Z3): Worldwide 
  • Zone 4 (Z4): Worldwide excluding USA and Canada.   

Eligibility Criteria: 

Insured persons:  

  • Full-time employees
  • Dependants of employees, including spouses and children 

Age of inception:  

  • New members: from 15 days up to 64 years old 

  • Renewal members: maximum 74 years old 

Important Note: 

  • The premium rates are effective from 15 Sep 2015 and are applicable to Occupation I and II and for standard risks 

  • The summary in this brochure supports customers to evaluate the benefits of Liberty HealthCare insurance. Reasonable and customary charges will apply to any benefit payment 

  • This insurance policy is only available to Vietnamese citizens and permanent residents in Vietnam, excluding citizens of countries under sanctions or embargoes by the United Nations, the United States of America, the European Union or the United Kingdom