Cover for medical expenses on COVID-19 treatment

• ASEAN: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore and Thailand
• Asia Pacific: ASEAN, China, Hongkong, Taiwan, Korea, Japan, India, Sri Lanka, Pakistan, Australia and New Zealand
• Worldwide: All countries except those under sanctions or embargoes by the United Nations, the United States of America, the European Union, and the United Kingdom

1. Definition of Family:
   • Up to 2 adults and any number of the children departing from and returning to Vietnam at the same time
   • The child(ren) must be related to either of the insured adults
2. For Annual policies:
   • Up to 2 adults who are legal spouses and any number of children
   • The child(ren) must be accompanied by either of the insured adults in any trip during the Period of Insurance
3. Children: 
   • Maximum 17 years old

4. This Policy covers for fully Covid-19 vaccinated person (2 doses) only on the issuance date.

5. The unvaccinated child(ren) will be covered when traveling with fully Covid-19 vaccinated relatives/father/mother on the issuance date.

Maximum 69 years old

This policy is only available to Vietnamese citizens and permanent residents of Vietnam.

• For single trip travel insurance policies, the length of a trip shall not exceed 186 days
• For annual travel insurance policies, there is no limit on the number of trips during the Period of Insurance. However, the length of a trip shall not exceed 90 days

1. Any pre-existing condition or excluded illness
2. Intentional self-injury, suicide or attempted suicide or insanity
3. Any professional sport, racing and competitions of any kind, rock or mountain climbing involving the use of ropes or equipment, hang gliding, skydiving or parachuting
4. The use of alcohol or drugs not prescribed by a medical practitioner
5. HIV (Human Immunodeficiency Virus) or any HIV related illness including AIDS (Acquired Immune Deficiency Syndrome) or any mutant derivative or variations or their complications
6. Sexually transmitted diseases
7. Contraception, miscarriage, childbirth, pregnancy, abortion or their complications
8. Any expenses in respect of treatment or operation undertaken as a preventive measure, e.g. vaccination, circumcision, inoculation and the like
9. Dental treatment (except necessitated by an accidental injury to sound and natural teeth)

1. Emergency Assistance
   Please call +84 28 7300 2312 for immediate assistance by Emergency Medical Assistance (EMA). Emergency medical evacuation and repatriation will also be organised by EMA. Covered expenses will be paid directly to EMA by Liberty, subject to the policy terms and conditions.
2. Claims procedure
   All claims notification/documents must be sent to Liberty within 30 days after the occurrence of any event which may give rise to a claim. Please call our 24/7 Customer Service Center One-Call 1800 599 998 for further assistance.