Key Benefits

1

Get covered up to VND 46.4 billion - one of the most attractive coverages on the Vietnam market

2

MyHEALTH is flexible and allows you to mix and match modules to create your ideal health insurance cover, from basic and affordable to fully comprehensive plans

3

Fully coverage for hospitalisations, accidents and outpatient surgery

4

Fully coverage for cancer

5

Worldwide emergency medical evacuation and repatriation

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Compare our plans in details, you'll definitely find something that suits you

Summary of benefits Essential Extensive Elite
Hospital and Surgery (Unit: 1.000 VND)
  Essential Extensive Elite
Annual Limit per person 2.320.000 or 11.600.000 23.200.000 46.400.000
Hospitalisation (inpatient and day patient costs) Fully covered Fully covered Fully covered
Room and board Standard private room Standard private room Standard private room
Pre-hospitalisation benefits 11.600
30 days
23.500
60 days
Fully covered
60 days
Post-hospitalisation benefits 11.600
30 days
23.500
60 days
Fully covered
90 days
Parental accommodation Fully covered Fully covered Fully covered
Outpatient surgery Fully covered Fully covered Fully covered
Cancer Treatment Fully covered Fully covered Fully covered
Kidney Dialysis 116.000 1.160.000 Fully covered
Organ Transplant 1.160.000 3.480.000 5.800.000
Congenital Conditions N.A. 1.160.000 2.320.000
Neonatal Disabilities 1.160.000 3.480.000 2.320.000
Complications of Pregnancy N.A. Fully covered Fully covered
HIV/AIDs 230.000 230.000 230.000
Assistance
  Essential Extensive Elite
Emergency medical evacuation and repatriation 23.200.000 23.200.000  23.200.000
Repatriation of mortal remains 700.000 700.000 700.000
Return of minor children One economy class return airfare One economy class return airfare One economy class return airfare
Optional Outpatient
  Essential Extensive Elite
Annual Limit for Outpatient Benefits 116.000 Fully covered Fully covered
Outpatient Co-insurance  NIL or 20% NIL or 20% NIL or 20%
Doctors and Specialists Fully covered Fully covered Fully covered
Medicines, scans and tests Fully covered Fully covered Fully covered
Physiotherapy with referral Fully covered Fully covered Fully covered
Outpatient psychiatric treatment N.A. 82.000 116.000
Complementary Medicine and Traditional Chinese Medicine  11.600 23.500 47.000
Medical appliances & mobility aids 11.600 47.000 82.000
Medical check-up and vaccination 5.800 17.500 27.000
Optional Maternity
  Essential Extensive Elite
Pre- and post-natal care, delivery and new-born care 116.000 per pregnancy 186.000 per pregnancy 350.000 per pregnancy
Optional Dental and Optical
  Essential Extensive Elite
Minor dental treatment  16.500 16.500 16.500
Major dental treatment  N.A. 35.000 35.000
Eye exams, prescription contact lenses and lenses N.A. N.A. 11.600

Notes/disclaimers

Area of Cover
  • Worldwide: You are covered anywhere in the world
  • Worldwide excluding USA: You are covered everywhere except the USA. Services rendered in the USA are covered up to 2.320.000 VND per period of insurance only if they are directly caused by sudden illness or injury occurring during the first 30 travel days of any trip in the USA
  • Europe and ASEAN excluding Singapore: You are covered in Albania, Andorra, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxemburg, Malta, Moldova, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, United Kingdom, Vatican City, Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam. Services rendered outside of the area of cover are covered up to 2.320.000 VND per period of insurance only if they are directly caused by sudden illness or injury occurring during the first 30 travel days of any trip outside the area of cover
Maternity benefits
  • Available to women between 19-45 years of age who have selected an Extensive or Elite Hospital and Surgery on a nil deductible basis, plus an optional outpatient module
Eligible age
  • Applicant must be 65 years old or below at the time of the application
  • After the application is accepted, MyHEALTH can be renewed until 80 years old
Family discounts

Whether you are a couple, a family with kids or an extended family, you can benefit from our discounts starting with two insured persons. Family is defined as policyholder's spouse, partner, parent, brother, sister, child or grandchild. The discount is based on the number of persons insured at the start of the policy. All members must have the same policy start and end date.

  • 2 persons = 5% off
  • 3 persons = 7.5% off
  • 4 persons = 10% off
  • 5 persons = 15% off
How to calculate the premiums
  • The modules you select, including the area of cover and the annual deductible  
  • Your actual age when the policy begins
Annual deductibles

A deductible is the amount you are responsible for before the insurance plan starts to pay for medical expenses. Choose from 6 levels of deductible:
0 VND -> 11.600 VND -> 23.500 VND -> 58.000 VND -> 116.000 VND -> 230.000 VND

Outpatient Co-insurance
  • If you visit a practitioner outside our Panel Network, we will apply a 20% co-insurance on your Outpatient expenses
  • If you visit a practitioner within our Panel Network, which comprises of specific medical providers in Vietnam, Thailand, Singapore and Hong Kong, you will get cashless access and we will waive the co-insurance completely
Payment options

•    Annual or semi-annual payment available 
•    Payment by credit card or bank transfer 
•    Installments are available for premiums in excess of VND 70 million.

 Discounts for Group/Business

Discounts for Group/Business
No. of group members Group Discount
1 person 0%
2 persons 15%
3 persons 17.5%
4 persons 20%
5 persons 25%
6-10 persons 30%
10 persons 30%
11-15 persons 35%
16-40 persons 40%