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Liberty HomeCare

Rest assured that your home and your family are well protected​​

Homecare-01.jpgLiberty HomeCare provides comprehensive protection against the loss of or damage to your home and its contents caused by fire or special perils, personal injury and public liability arising from an accident on your premises.

MATERIAL DAMAGE:

To indemnify the Insured for any unforeseen and sudden physical loss destruction or damage to Building and Contents therein with 3 main Packages: Basic, Standard and Comprehensive which were designed for flexible choices:

Type of package
Basic
Standard & Comprehensive
Insured perils
  • Fire
  • Explosive
  • Fire
  • Explosive
  • Lightning
  • Riot, Strikers, Locked-out Workers, Malicious act
  • Earthquake, Volcanic Eruption, Hurricane, Typhoon, Windstorm and Flood
  • Escape of Water from any Tanks, Apparatus of Pipes
  • Sprinkler Leakage
  • Impact Damage by Aircraft, Vehicle and Animal
  • Theft or attempt threat


EXTRA BENEFITS - FREE OF CHARGE:

  • Additional expenses of alternative accommodation, 10% of Total Sum Insured with number of months insured: 6 months in all.
  • Compensation for death of the insured
  • Fire Extinguishing Expenses
  • Architects', Surveyors' and Consultant Engineers' Fees
  • Removal of Debris
  • Temporary Protection Costs

PERSONAL AND FAMILY LIABILITY 

To indemnify the Insured and any member of the Insured's family against any claim for compensation which the Insured or the member of the Insured's family becomes personally legally liable to pay for:

(a)  the death of, or bodily injury to, any person

(b)  the loss of, destruction of, or damage to, property

resulting from an occurrence at or about the Premises during the period of insurance and arising out of the ownership of the Building or occupation of the Building.

FAMILY PERSONAL ACCIDENT

Compensation for death, permanent disablement of the Insured or members of the Insured's Family who permanently reside with the Insured at the Premises with age from 5 to 65 anywhere in the Geographical Limit caused solely by accident, and paying medical expenses up to 10% of Capital Sum Insured per Insured Person.

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CLAIMS PROCESS​

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