Acceptable Use Policy

Acceptable Use Policy

How you may access and use our Site

Together with our Terms of Use, this Policy governs how you may access and use https://www.libertyinsurance.com.hk/ (the Site). This acceptable use policy applies to all users of, and visitors to, the Site. Your use of our Site means that you accept, and agree to abide by, all the policies in this acceptable use policy, which supplement our Terms of Use. Capitalised words under this Policy is defined under our Terms of Use at https://www.libertyinsurance.com.hk/terms-and-conditions.


ACCEPTABLE USE
We permit you to use the Site only for personal, non-commercial purposes and primarily for accessing information about us. Use of the Site in any other way, including in contravention of any restriction on use set out in this Policy, is not permitted. If you do not agree with the terms of this Policy, you may not use the Site.


RESTRICTIONS ON USE

  • As a condition of your use of the Site, you agree:

    • not to use the Site for any purpose that is unlawful under the Laws or prohibited by this Policy or our Terms of Use

    • not to use the Site to commit any act of fraud

    • not to use the Site to distribute viruses or malware or other similar harmful software code

    • not to use the Site for purposes of promoting unsolicited advertising or sending spam

    • not to use the Site to simulate communications from us or a third party in order to collect identity information, authentication credentials, or other information (‘phishing’)

    • not to use the Site in any manner that disrupts the operation of our Site or business or the website or business of any other entity

    • not to use the Site in any manner that harms minors

    • not to promote any unlawful activity

    • not to represent or suggest that we endorse any other business, product or service unless we have separately agreed to do so in writing

    • not to use the Site to gain unauthorised access to or use of computers, data, systems, accounts or networks

    • not to attempt to circumvent password or user authentication; and

    • to comply with the provisions relating to our intellectual property rights and software contained in our Terms of Use

     You also agree:

  • Not to reproduce, duplicate, copy or re-sell any part of our site in contravention of the provisions of our Terms of use

  • Not to access without authority, interfere with, damage or disrupt:

    • any part of our site

    • any equipment or network on which our site is stored

    • any software used in the provision of our site; or

    • any equipment or network or software owned or used by any third-party



CONTENT STANDARDS

  • These content standards apply to any and all material which you contribute to our Site (contributions). Any contributions must conform to standards of accuracy, decency, and lawfulness, which shall be applied in our discretion, acting reasonably. In particular, you warrant that each contribution is:

    • your own original work and lawfully submitted

    • factually accurate or your own genuinely held belief

    • provided with the necessary consent of any third-party

    • not defamatory or likely to give rise to an allegation of defamation

    • not offensive, obscene, sexually explicit, discriminatory or deceptive

    • unlikely to cause offence, embarrassment or annoyance to others



SUSPENSION AND TERMINATION

  • We will determine, in our sole discretion, whether there has been a breach of this Policy through your use of our Site. When a breach of this policy has occurred, we may take such action as we deem appropriate., and may result in our taking all or any of the following actions:

    • Immediate, temporary or permanent termination of right to use Site

    • Immediate, temporary or permanent removal of any posting or material uploaded by you to our site

    • Issue of a warning to you

    • Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach

    • Further legal action against you

    • Disclosure of such information to law enforcement authorities as we reasonably feel is necessary

  • We exclude liability for actions taken in response to breaches of this acceptable use policy. The responses described in this policy are not limited, and we may take any other action we reasonably deem appropriate.



APPLICABLE LAW

  • This Policy and our Terms of Use, its subject matter, and formation are governed by the laws of Hong Kong and the courts of Hong Kong will have exclusive jurisdiction.



 CHANGE TO THE ACCEPTABLE USE POLICY

  • We may revise this acceptable use policy at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in this acceptable use policy may also be superseded by provisions or notices published elsewhere on our Site.


In the event of any discrepancy or inconsistencies between the English and Chinese versions of this notice, the English version shall prevail.